News & Announcements

Your credit may be banged up.
Your car doesn't have to be.

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Everyone deserves a 2nd chance.

That's why we finance your future, not your past. Northwoods Credit Union approved 93% of our loan applications in 2015. Apply Today!


Get preapproved BEFORE you go car shopping and save .25% APR off your next auto loan!* It's easy, just apply online or speak to one of our loan officers to get your application process started.


* APR is Annual Percentage Rate. 0.25% APR off down to floor rate. Offer valid 05/10/2016–06/30/2016. Loans must be complete by 06/30/2016. All rates are subject to change without notice. Financing is subject to credit approval and Northwoods Credit Union lending guidelines. Rate discount is not available to refinance existing Northwoods Credit Union car loans.




Now Serving St. Louis County

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If you live, work, go to school, volunteer, or attend church in Carlton, Pine or St. Louis County, you are now eligible to open an account at Northwoods Credit Union!

We're proud to say that our members have done a great job of telling others how much they like Northwoods Credit Union! We've had many requests to open accounts from people who didn't meet our prior eligibility requirements.

Find more information about our eligibility here.