Forget about collecting thousands of points to redeem for things you don't really need. Our free Kasasa Cash Back® checking account rewards you with actual cash back when you use your debit card for everyday purchases.
Want more? How about ATM fee refunds nationwide* to boot? All for doing a couple easy things that help you save time and money. Talk about a win-win proposition!
- 4% cash back on debit card purchases (up to $7 monthly)*
- Nationwide ATM fee refunds*
- No minimum balance to earn rewards
- No monthly service charge
- Unlimited check writing
- No monthly service fees on our debit cards
- Free online banking & bill pay
- Free mobile banking & mobile deposit
- Free eStatements
- Free Visa® debit card
Earning your rewards is easy
Getting cash right back into your wallet is so easy! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Be enrolled and log into online banking
- Enroll and receive eStatement notice
That's it! And even if you don't qualify, there's still no monthly service fee. Plus, you can get back to earning your awesome rewards the very next monthly qualification cycle!
*Please note that transactions MUST post and settle to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. Debit card transactions processed by merchants and received by us as ATM transactions do not count towards qualifying debit card transactions. The following activities do not count toward qualifying debit card transactions: ATM-processed transactions, transfers between accounts, debit card transactions processed by merchants and received by Northwoods Credit Union as ATM transactions and purchases made with non- Northwoods Credit Union issued debit cards. Only debit card transactions processed by merchants and received by us as point-of-sale (POS) transactions count towards qualifying debit card transactions. Monthly qualification cycle means a period beginning on the first day of the current statement cycle through the last day of the current statement cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 4.00% cash back up to an aggregate amount of $7.00 per monthly qualification cycle, on everyday debit card purchases totaling $200.00 or less that post and settle to your account during the monthly qualification cycle, and; (2) You will also receive reimbursements up to $4.99 per individual transaction for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified up to an aggregate monthly total of $10.00. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches within 30 days of transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first business day of the next statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, logging in, and other requirements apply. The minimum balance required to open this account is $5.00 and the maximum opening deposit amount is $1,000.00. Monthly login in online banking and receipt of electronic statements are a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ins may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Northwoods Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Accounts are federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, registered in the U.S.A.