Health Savings Account (HSA)
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Health Savings Account (HSA)


A Health Savings Account is a tax-exempt trust or custodial account that you set up with a qualified HSA trustee to pay or reimburse certain medical expenses for you and your family.

A Health Savings Account will earn competitive dividends. Ask about this important account today.

  • Save for your family's qualified medical expenses
  • Earn competitive dividend rates
  • Interest compounds and credits quarterly
  • Debit card with no monthly fee
  • Free online banking and bill pay
  • Must be covered under a high deductible health plan (HDHP)
  • Must not have other health coverage except what is permitted by the IRS
  • Can't be enrolled in Medicare
  • You cannot be claimed as a dependent on someone else's Tax Return
  • $25 fee to open
  • $12 annual fee (after first year)