Line of Credit


A Line of Credit loan is a personal loan that puts YOU in control of your finances. It's similar to a credit card — without the high interest rates or crazy fees.

This revolving loan allows you to pay it off when you don't need it, use it when you do, and all with never having to contact a loan officer after the initial set-up!

Use for a number of things, including:

  • Financial emergencies
  • School expenses
  • Home improvements
  • Unexpected expenses & repairs
  • Pay off high interest rate credit cards
  • Anything else you need!

LOC Benefits

  • Competitive annual percentage rates
  • No annual or application fees
  • Easy access to your checking with your Northwoods Credit Union debit card
  • No collateral required
  • Fast access to your money
  • Free online banking and bill pay
  • Free eStatements
  • Set up free account alerts to email you when you've exceeded your LOC or when it reaches a certain balance
  • Take steps to protect you and your family in case something unforeseen happens with Debt Protection

Apply by phone 24/7 by clicking here