Wise Choice Auto Financing
How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing? Sound too good to be true? Northwoods Credit Union has the vehicle financing answer for you!
Our new Wise Choice Auto Financing gives you the best of both worlds. Like a lease, Auto Smart Loan payments can be considerably lower than conventional financing. Yet, unlike leasing, you own the vehicle and have all of the flexibility and benefits that come with vehicle ownership!
Calculate your Wise Choice Auto Financing here!
Drive a newer car with lower maintenance costs, a safer car with 4-wheel drive, or a larger car to accommodate your family!
All new and up to five-year old cars, vans and light trucks qualify for the Wise Choice Auto Financing. Vehicles can be financed for up to 72 months!
- Other benefits include:
- YOU Own the Vehicle
- No Application Fees
- No Security Deposit
- No Up Front First or Last Payment
- Many options at the end of term - Sell, Trade, Refinance, Pay in Full or Return Vehicle at Loan Maturity and simply "Walk-away"
- No Early Payoff Penalty
- 100% Financing with NO MONEY DOWN - even the taxes and registration fees can be included in the payment plan.
- Mileage Options of 12,000 to 18,000* per Year Available
- 24 to 72 Month Terms Available
- Drive a newer car with lower maintenance costs
- Get more car for your money! Drive a better car and have a lower payment than a conventional loan.
Subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a balloon lending program and various terms and rates are available. Contact us for complete details.