Former Floodwood Area Credit Union Merger Information

FACU Logo

Welcome to Northwoods Credit Union and your merger website!



Take a look around to see our locations and hours, savings products, loan products and services. You'll notice that your new online banking login is in the top right corner of this site. Instructions for 1st time log-in are below.


We will post all important information here. Please check back often. You may also sign up for email alerts by emailing us at marketing@northwoodscu.org, Subject: Floodwood Alerts.


Scroll down for important date information, important documents and product information.


Important Dates:


Tuesday, July 31st & Wednesday, August 1st – ACH may not post to your account on these dates. This will impact direct deposits, payroll deposits and vendor withdrawals trying to go through your account. If you expect an ACH to come through on those dates, please be aware they will process on Thursday, August 2nd.


Wednesday, August 1st – The Floodwood office will be closed to complete the conversion


Thursday, August 2nd – we will reopen at 8:00am. At this time your accounts will all convert to Northwoods Credit Union accounts.


Important Documents


Loan Rates


Share Rates


Fee Schedule


Membership Agreement, Subject: Request Membership Agreement


Direct Deposit Form


Automatic Withdrawal Form



Product Information


Account Number - Your account number will change. Please call or stop in on or after August 2nd for your new number.


Automatic Withdrawals - Any bills that come out of your account automatically will need to be updated. There is a form above or you can stop in for assistance.

*Also, please be aware that ACH may not post to your account on these dates. This will impact direct deposits, payroll deposits and vendor withdrawals trying to go through your account. If you expect an ACH to come through on those dates, they will process on Thursday, August 2nd.


Checks - You may use your Floodwood Area Credit Union checks for the time being. If you would like to order a new box of Northwoods Credit Union checks, please watch for a coupon mailed with your July statement.


Debit Cards - You should already have received your new debit card. You will begin using this card on August 2nd. If you have not received your new card yet, please stop in any office so we can print you a new card immediately.


Direct Deposit/ACH - Any payroll or deposits automatically going in your account will need to be updated. There is a form above or you can stop in our office for assistance.

*Also, please be aware that ACH may not post to your account on these dates. This will impact direct deposits, payroll deposits and vendor withdrawals trying to go through your account. If you expect an ACH to come through on those dates, they will process on Thursday, August 2nd.

Social Security - to change your social security deposit please call 1-800-772-1213. They will ask for your Social Security Number, date of birth, mother's maiden name, your OLD routing number of 291273963 as well as your old account number and your new routing number of 291973470 and your new account number. If you would like assistance, please call our office.


Loan Payments - If you currently pay your credit union loans from a different financial institution via electronic transfer or bill pay, you will need to call the other financial institution to tell them of your new loan account number.


Online Banking - Your current Floodwood Area Credit Union online banking login is no longer available. On August 2nd, you may set up your new online banking via the brown login box at the top right corner of this website. You will need to call or stop in for your new account number before setting up your account. Once you have your account number, you will login with your MEMBER ID (your new 5 digit account number) and your PASSWORD (the last 4 digits of the primary account holder's social security number.)






If you have questions at any time, please don't hesitate to contact us!