Online Banking

Office Locations & Hours


Main Office

1702 Avenue B, Cloquet MN 55720

Drive-Up Hours: Monday-Friday 7:00am-5:30pm
Lobby Hours: Monday-Friday 8:30am-5:00pm

Branch Office

902 Stanley Avenue, Cloquet








902 Stanley Avenue, Cloquet MN 55720

Drive-Up Hours: Monday-Friday 7:00am-5:30pm & Saturday 9am-Noon
Lobby Hours: Monday-Friday 8:30am-5:00pm

ATM Locations

Main Office Drive-Up at 1702 Avenue B

 Branch Office Drive-Up at 902 Stanley Avenue

Sappi Mill

Click here to find out where we have 33,000 more ATM's


Finding a network surcharge-free ATM is a snap with CO-OP's Locator App for iPhone. Using the CO-OP ATM Locator iPhone app, you can find the ATM nearest you, or search for ATMs by specific address, city, state or zip code. Downloading the app is free, easy and there's no registration process. Just search 'CO-OP ATM' in the App Store at Then download, install and go!
*App is for locating CO-OP Network ATMs only. There is no charge for downloading the app at However, web charges may occur on your cell phone bill depending on your data plan. Check with your service provider.


You can also locate a CO-OP surcharge-free ATM via text message. Simply determine your location or area, then text the address, intersection or zip code to 692667 (MYCOOP) * You'll receive a very prompt text response with the location of the CO-OP ATM nearest the location you requested. Please remember, do not text and drive!
*CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don't worry, you'll never receive any unsolicited messages by using 692667 (MYCOOP).


Applying for a loan is easy!