Online Banking

Visa Credit Cards

Click here to apply for a Visa Credit Card today! Or stop by and apply in person!  See how our card stacks up against the competition below!

 

Check your Visa balance or make a payment online at www.eZcardinfo.com

 

Interest Rates and Interest Charges
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases7.99%, 9.99%, 12.99%, 14.99%, or 16.99% when you open your account, based on your creditworthiness.
APR for Cash Advances7.99%, 9.99%, 12.99%, 14.99%, or 16.99% when you open your account, based on your creditworthiness.
APR for Balance Transfers7.99%, 9.99%, 12.99%, 14.99%, or 16.99% when you open your account, based on your creditworthiness.
Minimum Interest ChargeIf you are charged interest, the charge will be no less than $.00. The minimum interest charge will be charged on any dollar amount.
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve BoardTo learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Fees
Fees
Transaction Fees - Foreign Transaction FeeNone
Penalty Fees - Late Payment Fee -Returned Payment FeeUp to $25

How we will Calculate Your Balance.  We use a method called "average daily balance (including new purchases)."

Effective Date.

The information about the costs of the card described in this is accurate as of November 1, 2010.  This information may have changed after that date.  To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Late Payment Fee      $25.00 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment.

Returned Payment Fee $25.00 or the amount of the required minimum payment, whichever is less.

Statement Copy Fee  $2.00 per copy

Document Copy Fee   $2.00 per page

Rush Fee                   $25.00 per request

Card Replacement Fee $10.00 per card

 

 

Northwoods Credit Union Visa Gift Cards was given the Seal of Approval from CreditCardConnection.org!

 


 

Applying for a loan is easy!