Skip A Pay

Feeling a squeeze on your budget?

Our Skip-A-Payment may be just what you need. Qualified members can skip their loan payment twice over the life of a loan. Please complete this form and it will be sent to your loan officer. The loan officer will contact you within 5 business days to let you know when your Skip-A-Payment has been approved. Please continue to make your payments as you normally would until you hear from a loan officer.



  • OK Which month would you like to skip? is required
  • Please allow at least 10 days before your next pay date.

  • Normal Payment Method

    OK Normal Payment Method is required
  • Please pay my $25.00 fee

    OK Please pay my $25.00 fee is required

Member Information

  • OK First Name is required
  • OK Last Name is required
  • OK Street Address is required
  • OK City is required
  • OK State is required
  • OK Zip is required
  • Phone

    - -
    Optional OK Phone is required
  • OK E-mail is required
  • OK Member Number is required
  • OK Loan Number is required


    OK Yes, I accept the Skip-A-Payment (SAP) offer of 1 monthly, 2 bi-weekly/semi-monthly or 4 weekly payments for my selected month and I have marked the month I choose. I understand that by skipping this payment my loan terms will be extended by one month and that the interest (finance charges) will continue to accrue on the unpaid balance of my loan, resulting in an increase in my final payment. I also understand that Northwoods Credit Union is not able to extend this offer to Mortgage Loans, Line of Credit Loans, Wise Choice Auto Financing, Workout Loans, Holiday Loans, Overdraft Loans, Visa, loans with late payments in the past six months, loans opened within the last 6 months. If refinanced or traded in, SAP may not be used until after 1st payment is made. Other restrictions may apply. Membership eligibility required. is required
  • OK Security Code is required