Life happens. We're here to help.
From home repairs to family expenses and everything in between, our personal loans provide the flexibility you need with the local service you deserve.
Financing for life's important moments
Funding for a variety of needs
Whether you're consolidating debt, covering an unexpected expense, or planning a major purchase, a personal loan can help you move forward with confidence.
Simple application process
Applying is easy. Our team is here to guide you through the process and answer questions along the way.
Local decisions
Loan decisions are made locally, helping you get answers from people who understand our community and your needs.
Friendly, trusted service
As a member-owned credit union, we're committed to providing personal service and financial solutions that put your best interests first.
Debt protection available
Help protect your loan and your family from unexpected life events with optional Debt Protection coverage.
What our customers say
I became a customer about 40 years ago because their loan rates were low, they were dependable and knowledgeable, and their customer service was outstanding. The same still holds true today.Thank you for making financial decision-making easy.
I love NCU because they are always so easy to work with. I’ve had all of my car loans and personal loans through them, and I can’t imagine banking with anyone else!
I loved NCU since way back when it was Potlatch Credit Union, almost a lifetime of membership! They’re always so helpful in what ever needs I have. Whether it’s a loan, setting up a new account, or cashing in my change, they do it all!
Make informed decisions with our resources
-
1
Apply
Complete your application online, by phone, or at a Northwoods Credit Union branch.
-
2
Review
Our team will review your information and make a local lending decision based on your unique situation.
-
3
Receive
Once approved, we'll finalize the details and get your funds to you as quickly as possible.
Let's find the right loan for you
Whether you're consolidating debt, covering an unexpected expense, or planning a major purchase, Northwoods Credit Union is here to help with affordable loan options and local service you can trust.
Rates
| Terms | APR* as low as | Monthly payment per $1000 borrowed - maximum term |
|---|---|---|
|
Up to 60 Months3 |
|
$21.60 - $25.37 |
Rates effective as of: August 26, 2026
*APR = Annual Percentage Rate.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Open Account
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.