Build a career that makes a difference

• PTO – Full time employees accrue up to 18 days of PTO annually with increased accrual rates based on tenure.
• Paid Holidays – Enjoy up to 12 paid holidays each year
• Clothing allowance – $100 annually for NCU logo wear following 90 days of employment
• Medical coverage – Two plan options available including a high-deductible plan with 100% employer paid premiums for employees and dependents
• Dental insurance – Employer pays 100% for employees, 50% for dependents
• Health Savings Account (HSA) – Contribute pre-tax dollars, with employer contributions each pay period
• Flexible Spending Accounts (FSA) – Healthcare, limited-purpose (dental/vision), and dependent care options available
• Life and AD&D insurance – 100% employer paid
• Short-term and long-term disability insurance – 100% employer paid
• 401(k) – Plan eligibility beginning 1^st of the month following hire, with employer match up to 6% after one year of service, full vesting after 3 years of service, profit-sharing potential, plus rollover options available
• Supplemental insurance – Employee paid options available
• There’s more – Discounted employee loan rates, donation match, additional employee perks, and more!

The benefits described above are intended to provide a general overview of available offerings. Actual eligibility, coverage, and terms are governed by official plan documents and may vary based on factors such as role, location, and employment classification. The Company reserves the right to modify or discontinue benefits at any time, in accordance with applicable laws.

Mission Statement
To be the trusted financial partner for our members.

Vision Statement
Building life-long relationships, one member at a time.

Core Values

• Servant Mentality
• Progressive Thinking
• Integrity
• Compassion
• Empathy

We call it the Northwoods SPICE!
Core Values define what is important to an individual or an organization, and for Northwoods Credit Union (NCU), our core values are at the heart of everything we do. Northwoods SPICE serves as the foundation of our mission and is the driving force behind the meaningful relationships we build. It shapes our daily interactions, decisions, and the way we carry ourselves as we pursue our goals. Most importantly, it defines how we show up for our members and each other.
Our vision of building life-long relationships, one member at a time begins with choosing the right employees to fulfill our mission. That’s why we are committed to hiring and retaining qualified individuals who share our core values of servant mentality, progressive thinking, integrity, compassion, and empathy. We offer competitive compensation, generous benefits, and a positive work culture to support this mission and to ensure we remain member-focused, stay true to our roots, and honor the credit union philosophy of “people helping people”.

Founded in 1936 in a small trailer on paper mill property, Northwoods Credit Union began with five paper mill employees who had a vision of offering fairly priced financial products and excellent service to their hardworking coworkers. Today, we continue to serve the employees of select employer groups as well as anyone who lives, works, goes to school, volunteers, or attends church in the following counties: Carlton, Pine, St. Louis, Douglas, Burnett, Aitkin, Kanabec, and Itasca. Over the years we’ve changed names and locations, but our commitment to our members remains the same.

Want to know more? Check out our About Us Page!

Branch locations in Cloquet, Moose Lake, Floodwood, and Hinckley, Minnesota.

Northwoods Credit Union is an Equal Opportunity Employer committed to a diverse and inclusive workplace. We provide equal employment opportunities to all applicants and employees without regard to race, color, creed, religion, national origin, sex (including pregnancy, childbirth, and related medical conditions), gender identity or expression, sexual orientation, marital status, familial status, disability, age, status with regard to public assistance, veteran status, or any other characteristic protected by applicable federal, state, or local law.

Northwoods Credit Union complies with all applicable laws governing nondiscrimination in employment and is committed to providing reasonable accommodations to qualified individuals with disabilities and to applicants throughout the hiring process.

Northwoods Credit Union will take affirmative action to:

1. Recruit, hire, train, and promote persons in all job classifications without regard to race, religion, color, sex, age, national origin, handicap, veteran status, or any other status or condition protected by applicable state or federal law, except where abona fide occupational qualification applies;
2. Make employment decisions to further the principle of equal employment opportunities;
3. Ensure promotion decisions are in accordance with the principles of equal employment by imposing only valid requirements for advancement opportunities;
4. Ensure that all personnel programs such as compensation, benefits, transfers, layoffs, return from layoff, training, education, and social and recreational programs will be administered without regard to race, religion, color, sex, age, national origin, disability, veterans status, or condition protected by applicable state or federal law, except where a bona fide occupational qualification applies.

Management is responsible for ensuring the lawful and equitable treatment of all employees through:

1. The practice of quality of opportunity for all people;
2. The recruitment and selection of personnel on the basis of an individual’s qualifications for the position being filled;
3. The review of employees’ qualifications to determine that their skills and training are properly utilized and that the proper compensation is provided for the duties performed;
4. The assistance to employees through training, development, and education to achieve their full potential;
5. In the event of a government audit, investigation, or charge, all such matters will be referred to the appropriate member of management. Retaliatory action against an employee for exercising his or her statutory right will not be tolerated, and disciplinary action will be taken against any supervisor who is found to violate this policy.

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