Your checking account, with a local debit card accepted everywhere
Use it anywhere with chip security and contactless convenience.
Pay with ease, wherever the day takes you
Your Northwoods Mastercard® Debit Card connects to your NCU checking account, so you can pay in stores, online, or with your mobile wallet. It also includes chip technology and protection for unauthorized purchases.
Contactless payments
Tap your card at checkout for a quick, simple way to pay.
Mobile wallet ready
Add your card to Apple® Wallet, Samsung® Wallet, Google® Wallet, or Fitbit® Wallet for easy tap-to-pay purchases.
No monthly card fee
Use your debit card without a monthly service fee.
Questions? We’re here to help
If you have questions, inquire at any branch, or give us a call at 1-888-458-0975.
For lost or stolen debit cards please call the credit union during business hours 1-888-458-0975 or 218-879-4181. After business hours call 1-800-754-4128.
Now Available: DIGITAL WALLET!
With a quick tap of your smartphone or smartwatch, you can use your Northwoods Credit Union Mastercard® debit to pay at the gas station, your favorite lunch spot and lots of other places you buy from.
Compare our Checking Accounts with leading competitors.
| Balance | Minimum Required Opening Deposit | Dividend Rate | APY |
|---|---|---|---|
|
$0 |
$0 |
|
|
Rates effective as of: August 26, 2026
| Balance | Minimum required opening deposit | Dividend rate | APY | Qualification |
|---|---|---|---|---|
|
$0 - $9.99 |
$0 |
|
|
All qualifying criteria met |
|
$10 - $10,000 |
$0 |
|
|
1-4 qualifying criteria met |
|
All balances |
$0 |
|
|
No qualifying criteria met |
Rates effective as of: August 26, 2026
Fees may reduce earnings. TIS Disclosures can be found here.
What our customers say
Was thinking of switching credit unions but because of there customer service and hours I once again had to rethink my choice after visiting a different credit union. It's worth the 40 min ride to there closest branch from me in floodwood. Thank you!
Everyone Is very professional and friendly. 15 minutes to create your acct and you obtain debit card in same visit. Absolutely couldn't ask for more
I had my first experience with this place today and it was great. The happy young lady that was helping me was wonderful, pleasant, and helpful. She made me happy by just communicating with her via the phone! Kudos to this CU for displaying excellent customer service! :)
Start with a Northwoods CU checking account and get your debit card
Pay in stores, online, or on the go with a local account made for daily life.
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