Finance the adventures ahead.
Whether you're hitting the trails, heading to the lake, or planning your next camping trip, Northwoods Credit Union offers financing for a wide range of recreational vehicles.
Built for the way you play
Whether you're shopping for a boat, camper, ATV, snowmobile, or other recreational vehicle, Northwoods Credit Union offers financing designed to help you get more out of every season.
No application fees
Apply with confidence knowing there are no application or processing fees.
Financing for more than the purchase price
Qualified borrowers may be able to finance additional costs associated with their recreational vehicle purchase.
Get pre-approved
Know your budget before you shop and gain confidence when you're ready to buy.
Flexible repayment terms
Choose from a variety of loan terms designed to fit your budget and lifestyle.
Optional protection available
Ask about GAP and Debt Protection options for added peace of mind on the road, trail, or water.
What our customers say
They are so easy to work with and make banking a breeze! I’ve never had poor service by a single person there. The loan staff are super flexible and I was able to buy my car without stepping in the door!
AMBER SAVED US TODAY getting an auto loan last minute! Perfect n thank you
I love NCU because they are always so easy to work with. I’ve had all of my car loans and personal loans through them, and I can’t imagine banking with anyone else!
Make informed decisions with our resources
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1
Find your vehicle
Choose the boat, camper, ATV, snowmobile, or RV that fits your lifestyle.
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2
Secure financing
Apply with Northwoods CU and explore financing options that fit your budget.
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3
Start your adventure
Complete your loan and get ready to make memories outdoors.
More memories. More adventures.
Enjoy the freedom to explore with financing designed for the recreational vehicles that fit your lifestyle.
Rates
| Loan type | Terms | APR* | Monthly payment per $1000 borrowed - maximum term |
|---|---|---|---|
|
New & Used Autos and Motorcycles1 |
Up to 84 months3 |
|
|
|
New & Used Recreation Vehicle Loans4
|
Up to 180 months3 |
|
|
Rates effective as of: August 26, 2026
*APR = Annual Percentage Rate.
1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA Clean retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA Clean retail value on used for qualified borrowers.
5 Commercial Equipment Rates = 3% higher.
Guaranteed Asset Protection
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If a vehicle is declared a total loss as a result of an automobile accident or unrecovered theft, Guaranteed Asset Protection (GAP) waives all or part of the difference between your primary insurance company’s settlement and the payoff of your loan balance, up to a certain loan to value maximum.
GAP is designed for all drivers, whether you finance a new or used vehicle. It may even cover your insurance deductible – up to $1,000 – as part of your claim settlement. And, the cost of GAP can be financed with your loan.
- The value of a new vehicle can drop by more than 20% after the first 12 months of ownership
- One motor vehicle theft is reported every 40.9 seconds in the United States
- 22% of vehicular crashes are weather-related Am I protected from day one?
1 2017 fbi.gov
2 2017 carfax.com
3 2017 fhwa.dot.govGAP is subject to limitations and exclusions, including a loan-to-value (LTV) maximum that may cap the benefit you receive.
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GAP may waive up to $1,000 of your auto insurance deductible as part of the GAP claim settlement if an unpaid net loan balance exists after the settlement from the primary insurance carrier. There must be a “gap” for the deductible to be covered.
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GAP covers vehicles that are declared a total loss or an unrecovered theft.
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GAP is fully refundable during the initial 60 day free-look period, unless a claim is filed during that time.
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Yes, you’re covered once payment has been confirmed.
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