Experience hassle-free banking with our Basic Checking Account
Unlock no minimum balance, no fee with NCU debit card, no monthly service charges
Banking that works for you
Enjoy a checking account with no minimum balance, no monthly fees, and free overdraft protection — because your money should work harder, not cost more.
No minimum balance
Start with whatever you have. We don't penalize you for building your savings at your own pace.
No monthly fees
Keep 100% of your money. No maintenance fees, no minimum usage requirements, and no monthly fees with our free Mastercard debit card.
Overdraft support options
A personal line of credit can provide access to funds when you need them.
Loans are subject to credit approval.
What our customers say
Everyone Is very professional and friendly. 15 minutes to create your acct and you obtain debit card in same visit. Absolutely couldn't ask for more
Great place to bank. The staff are friendly and always are there to help. Never had any problems here and I have been banking here for about 12 years.
Friendly service and willing to work with you when you are in a down and out situation. I would highly recommend Northwoods Credit Union!
Make informed decisions with our resources
Open your free checking account today
Join the thousands of satisfied customers who trust us with their everyday banking needs.
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