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About Northwoods Credit Union

Rooted in community. Focused on you.

Since 1936, Northwoods Credit Union has been helping individuals, families, and businesses across northern Minnesota achieve their financial goals through trusted service, local decision-making, and a commitment to putting members first. As a member-owned cooperative, we're proud to help our communities grow stronger—one relationship at a time.

Why bank with us

More than a place to keep your money, Northwoods Credit Union is a financial partner committed to helping you succeed through every stage of life.

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Member-owned

Every member has a voice. Our focus is on serving people, not shareholders.

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Local service

Get personalized support from a team that knows the communities we serve.

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Trusted since 1936

Over 90 years of experience helping members build stronger financial futures.

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Community focused

We're committed to supporting local organizations, schools, and community initiatives.

Our mission

To improve the financial well-being of our members and communities through trusted service, responsible financial solutions, and a people-first approach to banking.

Our vision

To be the financial institution of choice in the communities we serve by building lasting relationships, delivering exceptional experiences, and helping members achieve their goals.

Hear from our members

Discover why members across northern Minnesota trust Northwoods Credit Union for friendly service, local decisions, and personalized financial solutions.

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Jerri Haugan
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Great banking place for ALL your needs
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Suzanne Anich
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Andrea H. is phenomenal at her job! She has a quality no other person has. She is patient, kind, and smart. I had an issue for over 2 weeks, and was calling and spoke to several people in the call center. She is the only one who could fix my issue - because she knows how to listen.
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April gundy
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Great place to bank. The staff are friendly and always are there to help. Never had any problems here and I have been banking here for about 12 years.
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Lynn Twite profile picture
Lynn Twite
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Totally awesome and helpful Credit Union.

Experience the Northwoods difference

Whether you're opening your first account, financing a major purchase, or planning for the future, Northwoods Credit Union is here to help. Discover the benefits of member-owned banking and see why generations of northern Minnesota families continue to choose Northwoods.

Member Appreciation Days! Celebrate with us Sept. 15 to 17. Enjoy free lunch, prize drawings, WKLK entertainment & great local company. Read More