Skip nav to main content.
Teen Club

Tools for teens. Support from neighbors.

For ages 13 to 17. Start with just $5 in savings and $0 minimum on checking. Get free online banking and eStatements, too. It’s an easy way to build good money habits with a local credit union.

A smart start for teens

Teen Club gives teens ages 13–17 a simple way to learn good money habits. With easy account access, helpful tools, and local support, it’s a great first step toward financial confidence.

target 2

Built for ages 13–17

A great first account for teens who are ready to start saving, spending, and learning how to manage money responsibly.

rocket 2

Easy to get started

Open a savings account with just $5 and enjoy checking with no minimum balance requirement.

choose 1

Banking on their schedule

Free Online Banking and eStatements make it easy to check balances, track spending, and stay connected anytime.

real estate 2

Scholarship

Teen Club members can take advantage of the NCU Scholarship Program to help support future education goals.

phone call 2

Birthday surprises

Members receive special birthday gifts as a fun reminder that they’re part of the Northwoods Credit Union community.

Financial Education Classes

We are available to visit local schools or programs to help educate on various financial topics. Contact us today!

Contact Information:
marketing@northwoodscu.org or 218-878-3944.

Email is not a secure form of communication.

What our customers say

Always a good experience there! Friendly service every time!
Jess H.
Good customer service and great app to manage accounts.
Hannah L.
Excellent service. Can't see myself banking anywhere else.
Shawn T.

Frequently asked questions

Find answers to common questions about our Teen Club accounts and services.

  • The Teen Club helps teens build money management skills.

  • Eligibility requirements and age limits apply.

  • Yes. Eligible youth accounts are available.

  • Visit a branch with a parent or guardian.

  • Saving helps prepare for future financial goals.

  • Eligible accounts may earn dividends.

  • Financial education is a focus of the Teen Club.

  • Members can learn healthy financial habits.

Loyalty Choice Rewards Checking

Learn more

Earn rewards for everyday spending.

Start your loan application today

Apply now

Apply online 24/7 whenever it’s convenient for you.

Become a credit union member today!

Learn more

Discover the benefits of becoming a member.

Banking that grows with you

Give your teen a strong start with money

Open a Teen Club account for ages 13–17 and help build smart money habits early. With simple banking tools and local support, it’s an easy way to start learning financial responsibility together. Membership eligibility required.

  • *Rates and bonus is variable and may change at any time. 18th Birthday bonus will be credited to your account within 14 days of your qualified meeting with one of our loan officers. A qualified meeting involves setting an appointment with a loan officer and meeting with them to discuss credit scores and credit reports. This meeting typically takes approximately 30 minutes. There is no minimum account balance to earn this bonus.