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Visa Reloadable & Gift Cards

Gifts & Spending Made Easy

Shop, travel, or give with a card that fits the moment.

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Choose the card that fits your needs

Northwoods Credit Union offers a variety of Visa gift and reloadable card options to help you give, spend, and manage money with confidence.

Visa
Gift Cards

Visa Gift Cards make a great gift for a shower, birthday, graduation or holiday! Purchase them at any of our offices for only $3.95!

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VIRTUAL Visa
Gift Cards

Virtual Visa Gift Cards make a great last minute gift or gift for someone who doesn’t live nearby.

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Reloadable Visa
Gift Cards

Reloadable Visa Gift Cards make a great alternative to a checking account with a debit card.

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What our customers say

Friendly service and willing to work with you when you are in a down and out situation. I would highly recommend Northwoods Credit Union!
Connie S.
They really do make dreams come true! The staff are very courteous and treat you as a person and not just a number!
Cheryl B.
Everyone Is very professional and friendly. 15 minutes to create your acct and you obtain debit card in same visit. Absolutely couldn't ask for more
Michael T.

Frequently asked questions

Find answers to common questions about our Visa Reloadable & Gift Cards.

  • A Visa Reloadable Card is a prepaid card that can be loaded with funds and used anywhere Visa is accepted. It’s a convenient alternative to carrying cash and can be reloaded as needed.

  • A reloadable card can be funded multiple times and used repeatedly, while a gift card is typically loaded with a fixed amount and is not intended to be reloaded after purchase.

  • Visa Reloadable and Gift Cards can be used for purchases anywhere Visa debit cards are accepted, including in-store, online, and over the phone.

  • Cardholders can check their available balance and transaction history using the card provider’s website or customer service resources included with the card.

  • Yes. Visa Gift Cards allow recipients to choose how they spend their gift, making them a flexible option for birthdays, holidays, graduations, and other special occasions.

Make informed decisions with our resources

Mastercard® Debit Card

A good everyday option linked to your Northwoods checking account.

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Fee schedule

Review card fees before you buy or reload.

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Lost or stolen card

Know who to call if your card is missing.

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Pick up a card nearby

Get a Visa card at a nearby Northwoods Credit Union office

Stop in for a gift card or reloadable card that fits your plans. Fees, limits, and use rules apply.

Find a location

Visa Gift Cards

Visa Gift Card
Visa Gift Cards make a great gift for a shower, birthday, graduation or holiday!  Purchase them at any of our offices for only $3.95!

  • Available in any amount $10 – $1,000
  • Non-reloadable
  • Card works within United States, not internationally
  • Access your card online at www.cumoney.com/gift

Fees

  • $5.00 per month inactivity fee after 12 consecutive months of non-usage
  • $10.00 Refund Fee
  • $10.00 Replacement Fee

VIRTUAL Visa Gift Cards

Virtual Visa Gift Cards make a great last minute gift or gift for someone who doesn’t live nearby. The same rules and fees as our Visa Gift Cards apply to our Virtual Visa Gift Cards. The card is sent to your recipient via email, so recipient’s email and phone number are needed at the time of purchase. The recipient must then activate and register their card at www.cumoney.com/gift before they are able to use it.

Reloadable Visa Gift Cards

Reloadable Visa Gift Cards
Reloadable Visa Gift Cards make a great alternative to a checking account with a debit card. Use for online transactions, domestic and international travel, or as an emergency fund for your college student!

  • Initial card fee of $5.00
  • Initial cards available in amounts $100 – $5,000
  • Reload cards with any amount $10.00 – $5,000
  • Reload card at the credit union or through CU Money website at www.cumoney.com
  • View transactions/receipts through the CU Money website at www.cumoney.com or through the CUMONEY app
  • Can be used anywhere in the world

Fees

  • $5.00 per month fee after 10 consecutive months of non-usage
  • $2 Reload Fee
  • $15 Refund Fee
  • $5 Replacement Fee
  • International Transactions = 2% of the transaction amount
  • $1.50 ATM Withdrawal

Limits

  • Signature POS daily limit of 25 transactions or $5,000 per day
  • PIN POS daily limit of 25 transactions or $2,500 per day
  • ATM withdrawal daily limit of 3 transactions or $500 per day

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