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Recreational Vehicle Loans

Finance the adventures ahead.

Whether you're hitting the trails, heading to the lake, or planning your next camping trip, Northwoods Credit Union offers financing for a wide range of recreational vehicles.

Built for the way you play

Whether you're shopping for a boat, camper, ATV, snowmobile, or other recreational vehicle, Northwoods Credit Union offers financing designed to help you get more out of every season.

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No application fees

Apply with confidence knowing there are no application or processing fees.

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Financing for more than the purchase price

Qualified borrowers may be able to finance additional costs associated with their recreational vehicle purchase.

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Get pre-approved

Know your budget before you shop and gain confidence when you're ready to buy.

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Flexible repayment terms

Choose from a variety of loan terms designed to fit your budget and lifestyle.

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Optional protection available

Ask about GAP and Debt Protection options for added peace of mind on the road, trail, or water.

What our customers say

They are so easy to work with and make banking a breeze! I’ve never had poor service by a single person there. The loan staff are super flexible and I was able to buy my car without stepping in the door!
Nikki C.
AMBER SAVED US TODAY getting an auto loan last minute! Perfect n thank you
Lydia J.
I love NCU because they are always so easy to work with. I’ve had all of my car loans and personal loans through them, and I can’t imagine banking with anyone else!
Abby K.

Frequently asked questions about recreational vehicle loans

Find answers to common questions about recreational vehicle financing, loan options, applications, and eligibility requirements.

  • ATVs, UTVs, snowmobiles, boats, and campers & much more may qualify.

  • Yes. Eligible used recreational vehicles may qualify.

  • Yes. Snowmobile financing may be available.

  • Yes. Boat financing options may be available.

  • Refinancing may be available for eligible loans.

  • Apply online or contact a loan officer.

  • Yes. Camper financing may be available.

  • An RV loan helps finance recreational vehicles.

  • GAP waives all or part of the difference between your primary insurance company’s settlement and the payoff of your loan balance up to a certain loan to value maximum.

    Disclaimer: *GAP is subject to limitations and exclusions, including a loan-to-value (LTV) maximum that may cap the benefit you receive*

  • Mechanical Breakdown Protection also known as a Vehicle Service Contract or MBP, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical or electrical failures.

    • Secure equity that you have built into your loan. Each monthly payment made towards loan may also be protected
    • Life of loan protection
    • No mileage, make, or year restrictions
    • Open enrollment
    • 100% refundable for the first 60 days
    • Accidental death protection included

Get ready for your next adventure

Whether you're financing a boat, camper, ATV, snowmobile, or RV, our team is here to help make the process simple from start to finish.

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    Find your vehicle

    Choose the boat, camper, ATV, snowmobile, or RV that fits your lifestyle.

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    Secure financing

    Apply with Northwoods CU and explore financing options that fit your budget.

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    Start your adventure

    Complete your loan and get ready to make memories outdoors.

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Recreational Vehicle Loans

More memories. More adventures.

Enjoy the freedom to explore with financing designed for the recreational vehicles that fit your lifestyle.