A little extra room when you need it most
Unexpected expenses, seasonal spending, and life's surprises can put pressure on your budget. Skip a qualifying loan payment and give yourself a little extra breathing room.
Skip a Payment program details
Learn how the program works and what to expect before submitting your request.
Eligible consumer loans
Many Northwoods consumer loans may qualify for the Skip a Payment program.
Simple application process
Complete a request form and we'll review your eligibility.
Temporary payment relief
Postpone a qualifying loan payment and free up funds for other priorities.
Why members Skip a Payment:
Holidays & family gatherings
Create extra room in your budget during the holiday season.
Why members Skip a Payment:
Travel & vacations
Put more money toward making memories without disrupting your plans.
Why members Skip a Payment:
Unexpected expenses
Handle vehicle repairs, medical bills, or other surprises with greater flexibility.
Why members Skip a Payment:
Seasonal costs
Manage back-to-school expenses, home projects, or recreational activities.
Important notes
Northwoods Credit Union is not able to extend this offer to the following types of loans; mortgage, line of credit, workout, holiday, overdraft, wise choice auto financing, loans with late payments in the past six months and/or loans opened within the last 6 months. Only 1 Skip-A-Pay allowed per loan, per rolling 12 months. If refinanced or traded in-SAP may not be used until after 1st payment is made. Other restrictions may apply. Membership eligibility required.
Send us a message at ncu@northwoodscu.org.
NOTE: Email is not a secure method of communication.
Ready to Skip a Payment?
When life gets busy, a little extra room in your budget can make a big difference. See if your loan qualifies and submit your request today.
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