Money Market Account

Grow your savings with flexibility

Earn higher interest on larger balances, while keeping your money accessible whenever you need it. A Money Market Account lets you get more from your savings without restrictions.

Savings that grows with you

Earn more on higher balances while keeping your money within reach. A Money Market Account gives you a simple way to grow your savings without locking it away.

Competitive, tiered rates

Put your savings to work with rates that reward larger balances. As your account grows, your earning potential can grow too.

Easy access to your money

Grow your savings while keeping funds available for transfers, withdrawals, and unexpected expenses.

Safe and secure savings

Your deposits are federally insured, giving you peace of mind while your savings continues to grow.

Compare our Money Market Account with leading competitors.

Share rates

Account type

Share type

Dividend rate

APY

Regular Shares

Christmas Club

Special Savings

Share Draft

Non Dividend Acct

Traditional IRA

Educational IRA

Roth IRA

Health Savings Account

Money Market
$10 - $2,499

Money Market
$2,500 - 24,999

Money Market
$25,000 - $49,999

Money Market
$50,000 - $99,999

Money Market
$100,000 & UP

Rates effective as of: August 26, 2026

TIS Disclosures can be found here.

What our customers say

You actually get to work with a real person that cares. Exceptional employees that go above and beyond. Northwoods exemplifies a credit unions meaning and values to a T!

They provide customer service that you do not experience today. It’s old fashion and I know every time I call I get the privilege to speak to a person that is seasoned and can assist me with any question. Proud to be a part of a solid foundation!

Great place to bank. The staff are friendly and always are there to help. Never had any problems here and I have been banking here for about 12 years.

Frequently asked questions

Find answers to common questions about our Money Market accounts and services.

A Money Market account gives you ongoing access to your funds while earning dividends based on your balance. A Share Certificate locks your funds in for a specific term and may offer higher earnings in return. If you need flexibility, a Money Market account may be the better choice. If you won’t need the money right away, a Share Certificate may help you earn more.
Many members use Money Market Accounts for larger savings balances because tiered dividend rates can provide higher earnings as account balances increase.
Yes. A Money Market Account is designed to help you grow your savings while keeping your funds available for withdrawals and transfers when needed.
Yes. Money Market Accounts are available to Northwoods Credit Union members. Membership begins with a Share Savings account and a minimum $5 deposit.

Make informed decisions with our resources

Plan for Retirement

Learn how Individual Retirement Accounts (IRAs) can help you save for the future.

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Manage your accounts, transfer funds, and deposit checks with Online and Mobile Banking.

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Compare Money Market Accounts and Certificates to find the right savings strategy.

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