Christmas Club Account

Save throughout the year for a stress-free holiday season

Make holiday spending easier with a Christmas Club account. Save automatically through payroll deduction, build your holiday fund throughout the year, and earn dividends on qualifying balances.

Start saving today See current rates

Holiday savings made simple

Set money aside throughout the year, earn dividends on qualifying balances, and access your savings whenever you need it.

Competitive rates

Watch your holiday savings grow with dividends earned on qualifying balances.

Earn dividends with $10

Maintain a balance of at least $10 to earn dividends and help your holiday savings grow.

Access your funds anytime

Need your money sooner? You can withdraw funds from your account whenever you need them.

Compare our Christmas Club Account with leading competitors.

Share rates

Account type

Share type

Dividend rate

APY

Regular Shares

Christmas Club

Special Savings

Share Draft

Non Dividend Acct

Traditional IRA

Educational IRA

Roth IRA

Health Savings Account

Money Market
$10 - $2,499

Money Market
$2,500 - 24,999

Money Market
$25,000 - $49,999

Money Market
$50,000 - $99,999

Money Market
$100,000 & UP

Rates effective as of: August 26, 2026

TIS Disclosures can be found here.

What our customers say

Always a good experience there! Friendly service every time!

Good customer service and great app to manage accounts.

Excellent service. Can't see myself banking anywhere else.

Frequently asked questions

Find answers to common questions about our Christmas Club accounts and services.

Yes. Many members fund their Christmas Club account through payroll deduction, making it easy to save throughout the year without having to remember monthly transfers.
Christmas Club accounts earn dividends when you maintain the required minimum balance. See our current rates and account disclosures for complete details.
Yes. You can withdraw funds from your Christmas Club account if needed. Keep in mind that withdrawing funds may reduce the balance available for holiday expenses later in the year.
A Christmas Club account helps you set aside money specifically for holiday spending. Keeping those funds separate can make budgeting easier and help you avoid relying on credit cards during the holiday season.

Make informed decisions with our resources

Holiday Savings Tips

Explore practical ways to plan ahead, stay on budget, and make your Christmas Club savings go further during the holiday season.

Savings Rates

Check the latest dividend rates and see how your savings can grow over time.

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