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Board of Directors & Supervisory Committee

Leadership guided by members

Northwoods Credit Union's Board of Directors is made up of dedicated volunteers who help guide the credit union's mission, oversee strategic direction, and represent the best interests of our members and communities.

Nominate a candidate Apply for board service

Board of Directors

Jeff Kletscher

Chairperson

Larry Champeaux

Vice Chairperson

Christine Nielsen Ringat

Secretary

Debbie Larson

Treasurer

Lisa Follett Pollak

Director

Nathan Manner

Director

Darren Juntunen

Director

Role as Director

  • The Credit Union directors are elected by the general membership. A person must first be a member of the credit union to run for a board position. Elections take place at our yearly Annual Meeting.

     

    89th Annual Meeting

    Tuesday, May 5th, 2026
    Cloquet Library, 320 14th Street, Cloquet, MN 55720

     

    Serving on the Board

    During board meetings, you share in the responsibility for the credit union’s future. You contribute to setting policies, approving budgets, and all other board functions that help guide the credit union. You are expected to make decisions that are good for the credit union and for the members as a whole, regardless of how those decisions affect your personal situation. Terms are 3 years.

  • Our bylaws guide our Board of Directors Election process. You may make nominations for the Board of Directors by a petition signed by 1% of the membership, currently a minimum of 120 voting-eligible member signatures must be collected (we suggest collecting more than 120 in case any signatures are invalid or cannot be validated).

    We will not conduct nominations from the floor at the Annual Meeting when the number of nominees prior to the Annual Meeting equals or exceeds the number of seats up for election. If there are more nominees than seats up for election, the election will be by in-person balloting only at the Annual Meeting.

     

    Petition Deadline: March 26, 2026

  • Need assistance with the nomination process or petition requirements? Contact the Nominating Committee.

     

    Important Reminder:
    Petitions and supporting materials must be submitted before the March 26, 2026 deadline to be considered.

Supervisory Committee

Vicki Radtke

Chairperson

Brenda Alanen

Committee Member

Dakota Koski

Committee Member

Role as Supervisory Committee

  • The Credit Union Supervisory Committee members are appointed by the Board of Directors annually at the first regular Board meeting after the Annual Meeting of the Membership or when a vacancy on the committee occurs. A person must first be a member of the credit union to be appointed to a Supervisory Committee position.

    The supervisory committee’s main objective is to perform or work with a qualified firm to perform the annual audit, member account verification, and periodic internal audits of operational areas throughout the year.

Guided by our members

Unlike traditional banks, Northwoods Credit Union is owned by the members we serve. Our volunteer Board of Directors helps ensure decisions are made with members' best interests in mind.

Learn about membership

Community-focused governance

Board members bring local perspectives and a commitment to the communities we serve. Their leadership helps Northwoods remain responsive to member needs across our region.

Our story & membership

Making a difference

Serving on the Board is an opportunity to contribute your experience, leadership, and ideas while helping shape the future of your credit union.

Board application

Accountability matters

Through board governance and committee oversight, Northwoods maintains a strong focus on financial responsibility, transparency, and long-term stability for members.

Board application

Local leadership, lasting impact.

Our volunteer directors help guide the future of Northwoods Credit Union while staying focused on the needs of our members and communities.

Strategic leadership

Board members help shape the long-term direction of Northwoods Credit Union by supporting goals, policies, and initiatives that strengthen the organization for future generations.

Member representation

Board members help shape the long-term direction of Northwoods Credit Union by supporting goals, policies, and initiatives that strengthen the organization for future generations.

Community commitment

Directors bring local insight and a shared commitment to helping Northwoods Credit Union continue serving the people, families, and communities that make our region strong.

Our credit union

Member-driven, community reinvestment, personalized service, local focus

Traditional banks

Profit-driven, shareholder profits, one-size-fits-all, corporate priorities

Phone

Call us

Call us at 1-888-458-0975 to speak with an MSR.

Email

Email us

Send us a message at ncu@northwoodscu.org.

NOTE: Email is not a secure method of communication.

Visit us

Find a branch

Stop by our office for an in-person consultation.

Help shape the future of Northwoods

Northwoods Credit Union is built on the involvement of dedicated members who volunteer their time and expertise. Serving on the Board of Directors is an opportunity to provide leadership, contribute to important decisions, and help strengthen the credit union for generations to come. Ready to take the next step?

Submit your board application to be considered for future board service opportunities.

Apply for board service

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