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What APY (annual percentage yield) can I earn?

With Loyalty Choice, you could earn up to ~0.602% APY when you meet all four qualifying criteria. (To compare, one qualifying product is about 0.15% APY, two is ~0.30%, and three is ~0.451%.) Keep in mind these rates are variable and can change after you open the account. See our Truth-in-Savings disclosure for the official current rates and terms.