Celebrating 90 Years of Northwoods Credit Union

In 2026, Northwoods Credit Union proudly celebrates a major milestone — 90 years of service, trust, and community connection. Since 1936, Northwoods Credit Union has remained committed to a simple but powerful mission: helping people in our local communities improve their financial lives through cooperation, service, and integrity.

As we honor this anniversary, we’re not just looking back; we’re celebrating the people, places, and shared values that have shaped Northwoods Credit Union for nearly a century in 2026!

A Credit Union Founded on Neighbors Helping Neighbors

Northwoods Credit Union began during a time when communities relied heavily on one another. Like many credit unions formed in the early 20th century, NCU was created to give everyday people access to fair financial services, something that wasn’t always available through traditional banks.

From those early days, the credit union model emphasized:

• Member ownership

• Local decision-making

• Community-first values

That foundation continues to guide our service to members today. While products, technology, and delivery channels have evolved over the decades, our purpose has remained steady: to serve our members — not shareholders — and to reinvest back into the communities we serve.

90 Years Rooted in Northern Minnesota Communities

What makes Northwoods Credit Union special isn’t just how long we’ve been around, it’s where we’ve been around.

For 90 years, we’ve been part of the daily lives of families, workers, students, and retirees across northern Minnesota. From first savings accounts and first car loans to home purchases and retirement planning, we’ve had the privilege of supporting members through every stage of life.

Our branches aren’t just buildings, they’re community hubs where:

• Members are greeted by name at each of our locations in Cloquet, Moose Lake, and Floodwood

• Financial conversations are personally tailored to each individual, not transactional

• Decisions are made locally, with local understanding

That deep connection to the communities we serve is something we’re incredibly proud of and something we intend to protect as we move forward into 2026 and beyond.

Honoring the Past While Looking Ahead

An anniversary like this is an opportunity to reflect — but also to recommit.

As part of our 90th-anniversary celebration, you’ll see special anniversary stickers and signage displayed at our branches throughout 2026. These visual touches are meant to be a nod to our rich history and help us celebrate as we move ahead.

They serve as reminders that:

• Our success is built on generations of member trust

• Our roots are firmly planted in the communities we serve

• Our future is strongest when we grow together

While the signage celebrates our past, it also represents our ongoing commitment to innovation, accessibility, and member service in the years ahead.

A Credit Union That Grows With Its Members

Over nine decades, Northwoods Credit Union has grown alongside its members. As needs have changed, so have we — expanding services, embracing modern technology, and continuing to find better ways to support financial well-being.

That growth has always been guided by one constant principle: doing what’s right for our members and our communities.

Whether it’s:

• Offering helpful digital tools, such as free financial calculators, financial education resources, and helpful videos, alongside in-person service

• Supporting local events, schools, and organizations

• Providing financial education for all ages

Our focus remains on creating long-term value for the people who rely on us.

Thank You for Being Part of Our Story!

An anniversary isn’t just about an institution — it’s about the people who make it possible.

To our members, employees, volunteers, and community partners: thank you. Your trust, loyalty, and support over the past 90 years have shaped Northwoods Credit Union into what it is today.

As we celebrate this milestone throughout 2026, we invite you to take part — stop by a branch, look for our anniversary signage, and celebrate with us as we honor the past and build toward the future.

Here’s to 90 years of community, cooperation, and commitment, and to many more ahead.

Membership eligibility is required. NCU is insured by NCUA.