Auto Loans

Whether you’re looking for a new or used car, truck, motorcycle or van, we have a loan that will work for your needs and budget!

*Click for Disclosures and Rates

Go wherever the road takes you with a Northwoods Credit Union Auto Loan

No Application Fees Northwoods Credit Union

No application or processing fees

Financing with Northwoods Credit Union

Up to 125% financing on new autos for qualified members

NADA Financing Northwoods Credit Union

Up to 125% financing of NADA average retail value on used autos for qualified members

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Terms up to 84 months, depending on loan amount, credit, and year of car

Pre Approved Northwoods Credit Union

Get pre-approved for better bargaining power*

*Not all applicants will qualify
GAP Coverage Northwoods Credit Union

GAP coverage available

Extended Warranties Northwoods Credit Union

Extended warranties

Debt Protection Northwoods Credit Union

Debt Protection available

Debt Protection

Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances. Download our info packet to learn more.


Looking for a lease-like Auto Loan option instead? Take a look at our Wise-Choice Auto Financing option.

GAP Coverage

GAP coverage can help fill the gap between what your vehicle’s insurance pays and what you owe on your loan to help cushion you against sudden expenses if your vehicle is totaled. Download our info packet to learn more.

Auto Loan Rates

Northwoods Credit Union’s competitive auto loan rates can help you get the car or truck you need without breaking the bank. 

Northwoods Credit Union will be closed Wednesday, June 19th, 2024, in recognition of Juneteenth. Regular hours will resume the following day, Thursday, June 20th, 2024.

Access to online banking, mobile banking, and our surcharge-free ATMs will still be available. For more information about these products, please visit