If you need funds to cover unexpected or major expenses — from home repairs to medical emergencies — look no further than the equity built in your home.

Let Northwoods CU turn it into a loan for anything you need. We make it easy with competitive rates, flexible terms, and quick local decisions for fast results.

• Use your home equity to get the funds you need
• Competitive rates
• Flexible terms and affordable payments
• Local decision-making
• Professional, friendly service from people you know
• Interest typically tax deductible*
• Take steps to protect you and your family in case something unforeseen happens with Debt Protection

*Ask a tax advisor

If you need funds to cover unexpected or major expenses — from home repairs to medical emergencies — look no further than the equity built in your home.

Let Northwoods CU turn it into a loan for anything you need. We make it easy with competitive rates, flexible terms, and quick local decisions for fast results.

• Use your home equity to get the funds you need
• Competitive rates
• Flexible terms and affordable payments
• Local decision-making
• Professional, friendly service from people you know
• Interest typically tax deductible*
• Take steps to protect you and your family in case something unforeseen happens with Debt Protection
• *Ask a tax advisor

Fixed interest rate and flexible term options with as low as 5% down

Great option for our military including veterans, servicemembers, and eligible surviving spouses with 0% down and no private mortgage insurance required

Purchase hunting land or land to build on in the future. Minimum 10% down.

Northwoods Credit Union is here to help every step of the way with our flexible Construction Loan Program.

Key Features of Our Construction Loans:

• Available for stick-built or manufactured homes

• Minimum 20% down payment

• 12-month interest-only term

• Local, fast decision-making

• Local approval of draws to keep your project on track

• Seamless transition to a long-term mortgage after construction is complete