Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Refinancing a Car Loan: A Credit Union Guide
Discover how to refinance a car loan, when it makes sense, and how refinancing a truck loan could improve your loan terms.
Put More Money Back in Your Pocket This Winter: A Smarter Way to Refinance Your Auto Loan
Refinance your auto loan with Northwoods Credit Union and earn 1% cash back up to $500. Serving Cloquet, Moose Lake & Floodwood. Our limited-time promo is live!
Celebrating 90 Years of Northwoods Credit Union
For 90 years, Northwoods Credit Union has served generations of local members. Learn how our community roots continue to shape our future.
Tips for Saving Money in 2026
Discover practical tips for saving money in 2026, with easy money savings tips to build better habits, plan ahead, and stay financially confident all year in MN
Savings Accounts 101: Share Savings Explained
What Is a Savings Account? A Simple Guide for Smart Saving A savings account is an easy and safe...
Credit Union Membership: What It Means and How to Join Northwoods Credit Union
Learn what credit union membership means and explore the requirements to join Northwoods Credit Union. See if you qualify and how to become a member.
Where in The Duluth-Superior Area Can I Find The Best Options for Auto Loans?
Empowering yourself with knowledge and partnering with a member-focused lender like Northwoods Credit Union is the key to a smooth, money-smart auto purchase
Avoid Holiday Debt With Smart Holiday Budgeting in Minnesota
Learn practical holiday budgeting tips to avoid holiday debt. Discover smart ways to save, plan, and manage expenses during the winter season in Minnesota.
Plan Your Credit Card Payments with Our Online Calculator
Pay Off Credit Card Debt Faster with Our Free Credit Card Payoff Calculator Managing credit card...
How to Spot & Prevent Credit Card Fraud in Northern Minnesota
Learn how to identify & prevent credit card fraud in northern Minnesota. Northwoods Credit Union shares local tips to help you protect your account & shop safe.
Above is our 88th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new CEO, Terry Burn. Watch now!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
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April 1st, 2025
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July 1st, 2025
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