Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Can I Get Into a Credit Union? Here’s What to Know
How to Get Into a Credit Union: A Simple Guide For Northlanders If you’ve ever wondered “how to...
Auto Loan Pre-Approval: What It Is and Why It Matters
Pre-approved auto loans in MN made easy! Northwoods Credit Union offers some of the best auto loans with great loan rates and quick decisions.
Streamline Your Monthly Finances With Bill Pay
Take control of your financial calendar with flexible scheduling and automated payment alerts....
What is GAP Insurance and Do You Need It?
Learn what GAP insurance is, how it works after a vehicle loss, and whether it makes sense for your auto loan and financial situation.
What Happens After You Apply for a Loan?
Learn what happens after you apply for a loan, from application review and underwriting to approval, closing, and receiving funds.
Is It Better to Finance Through a Dealer or a Credit Union?
Is It Better to Finance Through a Dealer or a Credit Union? When buying a vehicle, one of the...
What Is a Credit Union? A Beginner’s Guide
Learn what a credit union is, how credit unions work, and how they compare to banks. Discover membership benefits and financial services. Minnesota and Wisconsin.
Thank You for Joining Us at Senior Day in Cloquet 2026
Senior Day in Cloquet, hosted by Northwoods Credit Union and Reliable Insurance, featured vendors, music, food & support for seniors. See the highlights!
How Skip a Payment Works: The Northwoods Credit Union Guide
Learn about eligibility, fees, and how to apply for a payment-free month this year. Skip a Payment with Northwoods Credit Union and get some budget relief.
How to Buy a Car This Summer: A Guide From NCU
Learn how to buy a car this summer the stress-free way, read our blog post now!
Above is our 89th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new Hicnkley, Minnesota, branch location!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
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October 1st, 2025
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January 1st, 2026
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