Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Streamline Your Monthly Finances With Bill Pay
Take control of your financial calendar with flexible scheduling and automated payment alerts....
What is GAP Insurance and Do You Need It?
Learn what GAP insurance is, how it works after a vehicle loss, and whether it makes sense for your auto loan and financial situation.
What Happens After You Apply for a Loan?
Learn what happens after you apply for a loan, from application review and underwriting to approval, closing, and receiving funds.
Is It Better to Finance Through a Dealer or a Credit Union?
Is It Better to Finance Through a Dealer or a Credit Union? When buying a vehicle, one of the...
What Is a Credit Union? A Beginner’s Guide
Learn what a credit union is, how credit unions work, and how they compare to banks. Discover membership benefits and financial services. Minnesota and Wisconsin.
Thank You for Joining Us at Senior Day in Cloquet 2026
Senior Day in Cloquet, hosted by Northwoods Credit Union and Reliable Insurance, featured vendors, music, food & support for seniors. See the highlights!
How Skip a Payment Works: The Northwoods Credit Union Guide
Learn about eligibility, fees, and how to apply for a payment-free month this year. Skip a Payment with Northwoods Credit Union and get some budget relief.
How to Buy a Car This Summer: A Guide From NCU
Learn how to buy a car this summer the stress-free way, read our blog post now!
Unlock Your Home’s Equity With Our Limited-Time Promo Rate
Use your home’s equity for home improvements, debt consolidation, major purchases, and more. Learn how Home Equity Loans work and explore our limited-time special offer.
Summer 2026 With NCU
What We're Excited About for Summer 2026: The next few months are filled with exciting events for...
Above is our 89th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new Hicnkley, Minnesota, branch location!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
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October 1st, 2025
Newsletter Edition 118
January 1st, 2026
Newsletter Edition 119
April 1st, 2026
Newsletter Edition 120
July 1st, 2026