ScholarshipThe NCU Scholarship is Here!Apply for 1 of 2 scholarships worth up to $2,000. Deadline: Nov 1 - Dec 31.Learn MoreShop smarter this seasonShop Smarter This Holiday SeasonTis the season to swipe smarter — find your perfect credit card match with NCU!credit cardsWinter FunReady For Winter Fun?Finance your snowmobile, ice house, UTV & more this winter at NCU!Apply NowJoin our teamJoin Our Team!We're hiring for MSR I's in Cloquet. Enjoy an uplifting work environment where you make a difference.Learn More & Apply NowCalcsPlan Smarter. Stress Less.Use our free calculators to estimate car loan payments, savings goals, mortgage payments, and more!Use them now!NCU DebitPaying Made Easy!Your NCU Debit Card can link to Mobile Wallet! Apple® Wallet, Samsung® Wallet, Google® Wallet & Fitbit® Wallet compatable.Learn More Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Our Values & Story