Cozy Coupe PromoMove Your Auto Loan. Get Cash Back.Refinance with us & earn up to $500 for making the switch with our limited-time offer!make the switchMore Ways to DepositMore Ways to DepositUse our deposit-taking ATMs at Stanley Avenue and Floodwood today!Locations & Hours90th Anniv90 Years of Serving Members2026 is the year we celebrate our 90th anniversary! For 90 years, Northwoods Credit Union has served generations of local members. Learn how our community roots continue to shape our future.Read MoreDebt ConsolidationHoliday Bills Holding You Down?Debt consolidation could help combine everything into one payment — and potentially lower your interest rate.Apply Now!Winter FunWinter Fun is Here!Buying a snowmobile, ice house, or ATV? We can help!Apply NowFraud AwarenessStay One Step Ahead of FraudLearn how to spot credit card fraud and protect yourself here in northern Minnesota!Read MoreBoD2026 Board of Directors ElectionMember nominations are now being accepted for open board positions.Learn MoreNCU DebitPaying Made Easy!Your NCU Debit Card can link to Mobile Wallet! Apple® Wallet, Samsung® Wallet, Google® Wallet & Fitbit® Wallet compatable.Learn More Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Our Values & Story