Consolidation Loans

What is a debt consolidation loan? Take two or more loans, including credit cards and combine them to one loan with one payment. Would I benefit from a debt consolidation loan? Consolidating loans may have a lower monthly payment which means more money in your pocket each month! Also, consolidating your debt may improve your credit score!

*Subject to credit approval.

Consolidate your debt and lower your rate, payment and term

Consolidate your debt and lower your rate, payment and term

Easy Application Process For Debt Consolidation Loans at NCU

Easy application process

Local Loan Decision Making at Northwoods Credit Union

Local decision-making for faster results

Friendly service from a financial institution you can trust in Cloquet, Moose Lake, and Floodwood.

Friendly service from a financial institution you can trust

Debt Protection is Available With Consolidation Loans

Debt Protection available

APPLY

Easily Apply for a Consolidation Loan with Northwoods Credit Union today!

To apply, you must be eligible for membership at Northwoods Credit Union. Please review our membership criteria before continuing.

Debt Protection

Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances. Download our info packet to learn more.

Consolidate Your Loan with Confidence

Trusted by your neighbors. Backed by five-star reviews.

Our partner, TruStage, is temporarily unavailable due to a cybersecurity incident, which impacts online debt protection claims. While they work to resolve this, you can find resources and file claims online via TruStage’s temporary FAQ Page and Claims Submission Page. Alternatively, please call our Loan Support team directly at 218-879-4181 Ext. 3310 for immediate assistance with your claim.

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