Effective 11/27/2023. Rates Subject to Change.
Secured Loan Rates
|Loan Type||Terms||APR*||Monthly Payment per $1000 borrowed - Maximum Term|
|New & Used Autos and Motorcycles1||Up to 84 Months3||5.99% to 18.00%2||$14.61 - $21.03|
|New & Used Recreation Vehicle Loans4|
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
|Up to 180 Months3||6.95% to 18.00%2||$8.97 - $16.12|
1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA average retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA average retail value on used for qualified borrowers.
5 Commercial Equipment Rates = 3% higher.
Unsecured Loan Rates
|Loan Type||Terms||APR* As Low As||Monthly Payment per $1000 borrowed - Maximum Term|
|Unsecured Loan||Up to 60 Months3||10.70% to 17.95%2||$21.60 - $25.37|
*APR = Annual Percentage Rate
Payment Example: $2,000 at 10.70% for 24 months equals $92.95
Rates based on creditworthiness. Rates range from 10.70% APR to 17.95%
Repayment terms of 3% of outstanding balance or $50, whichever is greater.