Loan Rates

Effective 11/27/2023. Rates Subject to Change.

Secured Loan Rates

Loan TypeTermsAPR*Monthly Payment per $1000 borrowed - Maximum Term
New & Used Autos and Motorcycles1Up to 84 Months35.49% to 17.50%2$14.61 - $21.03
New & Used Recreation Vehicle Loans4
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Up to 180 Months36.45% to 17.50%2$8.97 - $16.12

1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA average retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA average retail value on used for qualified borrowers.

5 Commercial Equipment Rates = 3% higher.

 

Unsecured Loan Rates

Loan TypeTermsAPR* As Low AsMonthly Payment per $1000 borrowed - Maximum Term
Unsecured LoanUp to 60 Months310.70% to 17.95%2$21.60 - $25.37

*APR = Annual Percentage Rate
Payment Example: $2,000 at 10.70% for 24 months equals $92.95
Rates based on creditworthiness. Rates range from 10.70% APR to 17.95%
Repayment terms of 3% of outstanding balance or $50, whichever is greater.

We are upgrading our phone system Monday, July 29 - Wednesday, July 31st.

We don't anticipate phones being down during this time but direct extensions will be unavailable until the upgrade is complete on the 31st.

During this time, all calls will be routed through the call center. Thank you for your patience and we will update our website and social media when the upgrade is complete.

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