Loan Rates

Effective 10/24/2022. Rates Subject to Change.

Secured Loan Rates

Loan TypeTermsAPR*Monthly Payment per $1000 borrowed - Maximum Term
New & Used Autos and Motorcycles1Up to 84 Months33.99% to 17.95%2$13.61 - $21.00
New & Used Recreation Vehicle Loans4
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Up to 180 Months35.20% to 18.00%2$8.02 - $16.11

1 Up to 125% financing on new autos for qualified members and up to 125% financing of the NADA average retail value on used autos for qualified borrowers.
2 Rates are determined based on the creditworthiness of the applicant.
3 Terms are determined based on the creditworthiness of the applicant and by the loan amount.
4 Up to 125% financing on new for qualified members and up to 125% financing of the NADA average retail value on used for qualified borrowers.

5 Commercial Equipment Rates = 3% higher.

 

Unsecured Loan Rates

Loan TypeTermsAPR* As Low AsMonthly Payment per $1000 borrowed - Maximum Term
Unsecured LoanUp to 60 Months310.45% to 17.95%2$21.47 - $25.37
*APR = Annual Percentage Rate
Payment Example: $2,000 at 10.45% for 24 months equals $92.74.
Rates based on creditworthiness. Rates range from 10.45% APR to 17.95%
Repayment terms of 3% of outstanding balance or $50, whichever is greater.

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