Skip A Pay

Feeling a squeeze on your budget? Our Skip-A-Payment may be just what you need. Qualified members can skip their loan payment up to once per year. 

Skip A Payment Application

Please complete this form and it will be sent to your loan officer. The loan officer will contact you within 5 business days to let you know when your Skip-A-Payment has been approved. Please continue to make your payments as you normally would until you hear from a loan officer. *Not all applicants will qualify.

Skip A Pay

  • Please allow at least 10 days before your next pay date.

Important Notes

Northwoods Credit Union is not able to extend this offer to the following types of loans; mortgage, line of credit, workout, holiday, overdraft, wise choice auto financing, loans with late payments in the past six months and/or loans opened within the last 6 months. Only 1 Skip-A-Pay allowed per loan, per year. If refinanced or traded in-SAP may not be used until after 1st payment is made. Other restrictions may apply. Membership eligibility required.


Have questions? Contact us today to learn more about our Skip A Pay program or speak to a member of our team.