Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Where in The Duluth-Superior Area Can I Find The Best Options for Auto Loans?
Empowering yourself with knowledge and partnering with a member-focused lender like Northwoods Credit Union is the key to a smooth, money-smart auto purchase
Avoid Holiday Debt With Smart Holiday Budgeting in Minnesota
Learn practical holiday budgeting tips to avoid holiday debt. Discover smart ways to save, plan, and manage expenses during the winter season in Minnesota.
Plan Your Credit Card Payments with Our Online Calculator
Pay Off Credit Card Debt Faster with Our Free Credit Card Payoff Calculator Managing credit card...
How to Spot & Prevent Credit Card Fraud in Northern Minnesota
Learn how to identify & prevent credit card fraud in northern Minnesota. Northwoods Credit Union shares local tips to help you protect your account & shop safe.
How Do Credit Cards Work? Understanding the Basics
Learn how credit cards work, explore different types, and get smart credit tips from your local northern Minnesota credit union to build strong finances.
How a Truck Loan Calculator Can Help You Plan Your Purchase in Minnesota
Use our truck loan calculator to estimate monthly payments and plan your truck budget in Minnesota. Get clear, simple numbers before you buy! Cloquet, Minnesota
Looking to Finance Snowmobiles for Sale Near You?
Get ready for winter with a snowmobile loan from Northwoods Credit Union. Competitive rates, flexible payments, and a quick online application.
Thank You for Celebrating with Us: 2025 Member Appreciation Days Recap
Northwoods Credit Union celebrated Member Appreciation Days 2025 with food, prizes, and community fun in Cloquet, Moose Lake, and Floodwood.
How to Buy a Car With a Pre-Approved Loan
Learn how to buy a car with a pre-approved loan from your credit union for a smoother, stress-free car shopping and buying experience. Read our blog post now!
Auto Loan Pre-Approval: What It Is and Why It Matters
Pre-approved auto loans in MN made easy! Northwoods Credit Union offers some of the best auto loans with great loan rates and quick decisions.
Above is our 88th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new CEO, Terry Burn. Watch now!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
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April 1st, 2025
 Newsletter Edition 116
July 1st, 2025
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October 1st, 2025
 Newsletter Edition 118
January 1st, 2026
