ScholarshipScholarship Window Closing Soon!Two scholarships worth up to $2,000. Submit by Dec. 31. Easily apply today!Apply NOwWinter FunFinance Your Winter FunBuying a snowmobile, ice house, or ATV? We can help!Apply NowHoliday Skip a PayHoliday Budget Stretched?Apply to skip-a-pay today! Qualified members can skip a loan payment and use the extra cash for holiday needs!Apply nowCalcsPlan Smarter. Stress Less.Use our free calculators to estimate car loan payments, savings goals, mortgage payments, and more!Use them now!NCU DebitPaying Made Easy!Your NCU Debit Card can link to Mobile Wallet! Apple® Wallet, Samsung® Wallet, Google® Wallet & Fitbit® Wallet compatable.Learn MoreShop smarter this seasonShop Smarter This Holiday SeasonTis the season to swipe smarter — find your perfect credit card match with NCU!credit cards Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Our Values & Story