Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Home Equity Loans with Bad Credit: What You Need to Know
Discover how to get a home equity loan with bad credit. Our Minnesota guide provides tips and strategies for securing home equity financing despite your score.
How to Refinance Your Student Loans and Save Money
Discover how to refinance your student loan and cut costs. Understand key steps in student loan refinancing to reduce your debt and make repayment easier
Is Now a Good Time to Refinance Your Home? Here’s What You Need to Know
With recent rate cuts are you wondering if now’s the right time to refinance? Explore how home refinancing can save money & how often you can refinance a home.
Auto Loan Pre-Approval: What It Is and Why It Matters
Pre-approved auto loans in MN made easy! Northwoods Credit Union offers some of the best auto loans with great loan rates and quick decisions.
$18,000 In Scholarships Available to Credit Union Members
Funding for college: $18,000 in Scholarships Available exclusively to credit union members! We can help apply for scholarships today.
Recreational Land Loans: A Guide to Financing Your Dream Property
Explore the benefits of recreational land loans and why a credit union is the best choice for financing your outdoor retreat
How to Get an Auto Loan from a Credit Union: Your Guide to Better Financing
Explore how to get an auto loan from a credit union. Our guide helps you navigate the credit union auto loan process easily. Cloquet, Moose Lake, Floodwood, MN
Top Reasons to Choose a Credit Union
Considering a credit union? Explore the benefits of a credit union account, from lower fees to personalized service | A Credit Union Near You
Switch to eStatements and Simplify Your Life
We know that life in northern Minnesota can get busy, especially when you’re juggling work, family, and everything in between. That’s why we have the eStatements option—a quick, convenient, and secure way to manage your accounts without the hassle of paper statements.
Maximize Your Back-to-School Budget with Skip-a-Pay
Maximize Your Back-to-School Budget with Skip a Pay* As the back-to-school season approaches, many...
Above is our 87th Annual Meeting in its entirety. A huge thank you to all our members for attending this year, both in person and through our live stream.

Congratulations to our 2024 SPICE Employee of the Year, Rhett! You can find Rhett at our Stanley Avenue Cloquet office as a Loan Officer. Â
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July 1st, 2024
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October 1st, 2024
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