Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Student Loans for Every Credit Score: The Northwoods Credit Union Marketplace
Explore flexible private student loans with the Northwoods Credit Union student loan marketplace. Competitive rates and co-signer options are available.
Event Season Recap: Senior Day and Member Appreciation Days 2024
Recap of Northwoods Credit Union’s 2024 Member Appreciation Days, Senior Day in Cloquet celebrating community support, elder awareness, and member gratitude.
How to Refinance an Auto Loan (Even With Bad Credit)
Learn how to refinance an auto loan even with bad credit. Our guide helps you understand the steps and benefits of auto loan refinancing at our credit union.
Unlock the Future of Banking with Our New Digital Wallet
Discover modern banking with Northwoods Credit Union’s Digital Wallet. Enjoy secure, convenient, and fast payments using your smartphone.
How to Score the Best Deals on Budget Vacations: 8 tips
Get the best vacation budget tips for your next trip. Learn how to plan budget vacations that are fun and affordable. Save money and travel smart!
How Skip a Payment Works: Summer Fun Awaits
Skip a payment with Northwoods CU and boost your summer budget. Find out how to skip a loan payment today with this step-by-step guide
Kids Club & Teen Club: Teach Your Kids Financial Responsibility
Join our exclusive Kids Club & Teen Club to teach financial skills early on. Empower your children with lifelong money management skills and our free rewards!
World Elder Abuse Awareness Day: Join Us for Senior Day in Cloquet 2024!
Northwoods Credit Union is excited to partner with Reliable Insurance Agency for the 5th annual Senior Day in Cloquet event, uniting our community in observance of World Elder Abuse Awareness Day.
Member Appreciation Days 2024
Read about our 2024 Member Appreciation Days featuring free lunch, prizes, and live music from WKLK radio! Three days in Cloquet, Moose Lake, and Floodwood.
Car Insurance For Teens: How Much Will Your Teen Driver Cost?
Discover how much car insurance for teens might impact your budget. Learn about factors affecting costs and ways to save in MN. Get valuable insights now!
Above is our 87th Annual Meeting in its entirety. A huge thank you to all our members for attending this year, both in person and through our live stream.

Congratulations to our 2024 SPICE Employee of the Year, Rhett! You can find Rhett at our Stanley Avenue Cloquet office as a Loan Officer. Â
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July 1st, 2024
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October 1st, 2024
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January 1st, 2025
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April 1st, 2025