Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Maximize Your Back-to-School Budget with Skip-a-Pay
Maximize your 2025 back-to-school budget with Skip a Pay. Learn how to make the most of your finances during the school season and skip a loan payment now.
How to Budget as a College Student & Build Good Credit
College life is full of exciting opportunities, but it also comes with real financial...
Car Affordability Calculator: Find Your Car Budget
Not sure what you can spend on a car? Our car affordability calculator gives you fast answers based on down payment, loan term & rate, & more financing options.
How Bad Credit Affects Your Auto Loan—And What to Do
Need a car loan but have bad credit? This guide explains your options, how to prepare, and why a credit union could be your best bet.
Reflections from former Northwoods CEO Doug Wolf
Reflecting on 7 years of growth, community support, and commitment to members as Northwoods Credit Union transitions to new leadership in 2025 and beyond.
In Case You Missed It: Senior Day Recap 2025
Senior Day in Cloquet, hosted by Northwoods Credit Union and Reliable Insurance, featured vendors, music, food & support for seniors. See the highlights!
Understanding Minnesota Credit Union Auto Loan Rates
Explore Minnesota credit union auto loan rates with Northwoods Credit Union. Learn what impacts your rate and use our calculator to estimate payments. 2025/2026.
How to Buy Your First Home: A Simple Guide for First-Time Home Buyers
New to MN home buying? Learn the basics of how to buy your first home, what to expect as a first-time home buyer & how a mortgage calculator can help you plan.
Plan Your Next Adventure with Our RV Loan Calculator
Estimate your RV payments with our RV loan calculator. Explore recreational loans near you at Northwoods Credit Union and start planning your adventure today.
Come Celebrate Senior Day in Cloquet 2025
Join us for Senior Day in Cloquet on June 18 at the Cloquet Armory—featuring local vendors, music, food, giveaways, and support for the senior community.
Above is our 89th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new Hicnkley, Minnesota, branch location!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
 Newsletter Edition 117
October 1st, 2025
 Newsletter Edition 118
January 1st, 2026
Newsletter Edition 119
April 1st, 2026
 Newsletter Edition 120
July 1st, 2026