BoD2026 Board of Directors ElectionMember nominations are now being accepted for open board positions.Learn MoreWinter FunFinance Your Winter FunBuying a snowmobile, ice house, or ATV? We can help!Apply NowFraud AwarenessStay One Step Ahead of FraudLearn how to spot credit card fraud and protect yourself here in northern Minnesota!Read MoreHoliday Skip a PayHoliday Budget Stretched?Apply to skip-a-pay today! Qualified members can skip a loan payment and use the extra cash for holiday needs!Apply nowCalcsPlan Smarter. Stress Less.Use our free calculators to estimate car loan payments, savings goals, mortgage payments, and more!Use them now!NCU DebitPaying Made Easy!Your NCU Debit Card can link to Mobile Wallet! Apple® Wallet, Samsung® Wallet, Google® Wallet & Fitbit® Wallet compatable.Learn More Northwoods Credit Union: Loans Given, Dreams Realized. Apply for a Loan Credit Cards Home Loans Auto Loans News What Our Members Mean To Us We are nothing without our values, our story, and our communities. Our Values & Story