Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Is Now a Good Time to Refinance Your Home? Hereâs What You Need to Know
With recent rate cuts are you wondering if nowâs the right time to refinance? Explore how home refinancing can save money & how often you can refinance a home.
$18,000 In Scholarships Available to Credit Union Members
Funding for college: $18,000 in Scholarships Available exclusively to credit union members! We can help apply for scholarships today.
Recreational Land Loans: A Guide to Financing Your Dream Property
Explore the benefits of recreational land loans and why a credit union is the best choice for financing your outdoor retreat
Top Reasons to Choose a Credit Union
Considering a credit union? Explore the benefits of a credit union account, from lower fees to personalized service | A Credit Union Near You
Switch to eStatements and Simplify Your Life
We know that life in northern Minnesota can get busy, especially when you’re juggling work, family, and everything in between. Thatâs why we have the eStatements optionâa quick, convenient, and secure way to manage your accounts without the hassle of paper statements.
Student Loans for Every Credit Score: The Northwoods Credit Union Marketplace
Explore flexible private student loans with the Northwoods Credit Union student loan marketplace. Competitive rates and co-signer options are available.
Event Season Recap: Senior Day and Member Appreciation Days 2024
Recap of Northwoods Credit Union’s 2024 Member Appreciation Days, Senior Day in Cloquet celebrating community support, elder awareness, and member gratitude.
How to Refinance an Auto Loan (Even With Bad Credit)
Learn how to refinance an auto loan even with bad credit. Our guide helps you understand the steps and benefits of auto loan refinancing at our credit union.
Unlock the Future of Banking with Our New Digital Wallet
Discover modern banking with Northwoods Credit Union’s Digital Wallet. Enjoy secure, convenient, and fast payments using your smartphone.
Applying For An Auto Loan With Bad Credit: Steps To Follow
Looking to secure an auto loan with bad credit or no credit? Here are the basic steps you can take to help secure the vehicle you need!
Above is our 88th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new CEO, Terry Burn. Watch now!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
Newsletter Edition 115
April 1st, 2025
 Newsletter Edition 116
July 1st, 2025
 Newsletter Edition 117
October 1st, 2025
 Newsletter Edition 118
January 1st, 2026