Welcome to your go-to spot for all things NCU, plus important financial tips and news. We’re proud to serve the people of Cloquet, Moose Lake, Floodwood, and the communities in Carlton, Pine, and St. Louis counties.
Recent News
Can I Get Financing for a UTV? What to Know in MN
Looking to finance a UTV? Learn how our credit union helps you hit the trails with competitive recreational vehicle rates and member-focused service in MN.
‘Tis the Season to Avoid Online Shopping Scams in 2025
Stay safe while shopping online this holiday season! Learn tips to avoid scams and protect your info. Northwoods Credit Union helps MN shop smarter in 2025.
What is an FHA Loan? Steps to Qualify for an FHA Home Loan
Learn what an FHA loan is and how to qualify for an FHA home loan with our simple guide. Discover the benefits and steps to secure your dream MN home. Northwoods Credit Union has branches in Cloquet, Moose Lake, and Floodwood Minnesota.
Local Tips for a Budget-Friendly Thanksgiving 2024
Thanksgiving 2024 on a budget: Discover tips for affordable meals, decor, and community resources in Carlton, Pine, and St. Louis counties. Enjoy savings now!
Winter Money Tips: Saving Big in Northern Minnesota
Our tailored guide for Cloquet, Moose Lake, Floodwood, and surrounding areas will help you cut costs and make the most of your Minnesota winter budget in 2025.
Recreational Vehicle Loans Explained for Minnesota Fun
We explain what is a recreational vehicle and how to explore recreational vehicle loan rates if you live near Cloquet, Moose Lake, or Floodwood, Minnesota areas
Home Equity Loans with Bad Credit: What You Need to Know
Discover how to get a home equity loan with bad credit. Our Minnesota guide provides tips and strategies for securing home equity financing despite your score.
How to Refinance Your Student Loans and Save Money
Discover how to refinance your student loan and cut costs. Understand key steps in student loan refinancing to reduce your debt and make repayment easier
Is Now a Good Time to Refinance Your Home? Here’s What You Need to Know
With recent rate cuts are you wondering if now’s the right time to refinance? Explore how home refinancing can save money & how often you can refinance a home.
$18,000 In Scholarships Available to Credit Union Members
Funding for college: $18,000 in Scholarships Available exclusively to credit union members! We can help apply for scholarships today.
Above is our 89th Annual Meeting in its entirety. It was a memorable annual meeting with the official announcement of our new Hicnkley, Minnesota, branch location!
Congratulations to our 2025 SPICE Employee of the Year, Dianne! Dianne is a member of our Mortgage Team at Avenue B in Cloquet, helping members through the process of landing their dream property!
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July 1st, 2025
 Newsletter Edition 117
October 1st, 2025
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January 1st, 2026
Newsletter Edition 119
April 1st, 2026