Online holiday shopping can be a convenient way to check off your gift list—but it can also open the door to scams. Protect yourself by following these tips to identify legitimate websites and avoid rip-offs.
5 Ways to Shop Safely Online:
- Look for HTTPS
Always check the website URL. A secure site starts withhttps://
instead ofhttp://
. While the “s” indicates the site has a security certificate, it’s not foolproof. Combine this step with others for extra safety. - Verify Contact Information
Check for a real phone number, email, or physical address. Scam sites often provide no way to reach a live person. If you can’t get through or only find generic forms, it’s a red flag. - Watch for Warning Signs on Websites
Poorly designed sites with broken links or blurry images are suspicious. However, be cautious even on professional-looking sites—scammers are becoming more sophisticated. Look for inconsistencies, such as product descriptions that don’t match images. - Use Reviews Wisely
Don’t rely solely on customer reviews on the website—they can be fabricated. Instead:- Cross-check reviews on trusted sites like the Better Business Bureau or Consumer Reports.
- Search for the company name + “complaints” to see if others report scams.
- Keep Devices Updated
Ensure your phone, computer, and browser are running the latest updates. Use antivirus software and avoid public Wi-Fi when shopping online. If you must use public Wi-Fi, connect through a secure VPN.
Our Tip: Stick to Reputable Local Retailers in Cloquet, Moose Lake, and Floodwood areas
Shopping with well-known retailers or local businesses you trust is one of the safest ways to avoid fraud. Be cautious about “too good to be true” deals from unfamiliar sites or pop-up ads. Asking people you know for their opinion is also a good way to learn about business reputation.
By following these steps, you can make your holiday shopping safer and stress-free this holiday season, and into the new year in 2025.
*Membership eligibility required. NCU is Insured by NCUA.